I have been spending about $20.00 a week on fast food just because of the lack of planning for dinner each evening. With my change of habit I can save $1102.40 a year. I am going to make my own fast food and with money we save I will pay off 2 of my credit cards and maybe a third if I cut back on my grocery spending and use more coupons. Thanks for the tips they could not have come at a better time. I just recently became unemployed so I will take all the help I can get.