I am married with four children, and I bought The Automatic Millionaire on a Monday and had it completed by Thursday. I have opened a Rainy Day Account with ING Direct (nice interest rate compared to my normal bank), increased my weekly contributions to my 457 from $20.00 to $100.00 (to start), set up bi-weekly mortgage payments with Pay Map (saving over $65,000 in interest with the mortgage paid off 5 years early), determined our Latte factor of $50.00 per week, and am in the process of evaluating my current life insurance policy and transferring my Traditional and Roth IRA’s into my 457. If I can’t, I will increase the contributions. My wife is establishing a retirement plan and we are evaluating our older children’s Educational IRA’s and establishing them for our younger children. This is all in addition to my pension plan at work. I feel more secure about our future and am currently reading Smart Couples Finish Rich in case there is more that we can do. Honestly, this has been alot of fun and not hard work at all. I have and will continue to recommend these books to family and friends. Thank you for helping us to be financially secure. By the way, we have also been able to add a small weekend getaway to Nantucket Island in addition to our normal summer vacation. IT WORKS!