David,
After reading several of your books I forced myself to eliminate the latte factor in my life by maxing out my 401k which I now contribute 75% of my income. By doing this I’ve adjusted my lifestyle, priorities and increased my awareness on financial education by living “back to the basics”. I’ve also noticed that my quality of life has been greatly enriched by reading, running, hiking and enjoying low cost/no cost activities. Thank you very much for bringing this awareness and financial education the community.