I bought your book, The Automatic Millionaire today and just finished reading it. I am feeling such a sense of control and relief now! My husband and I have credit card debt and I’ve been feeling like I was drowning!
We used to have a very different financial situation. Then, through a series of job changes and layoffs, our savings dwindled, and finally evaporated. We began to supplement our income with credit cards. We have a 14-year-old son with Muscular Dystrophy and the expenses associated with that condition add up. We also have 3 daughters and college expenses to worry about. I am a former bank officer and I am ashamed that I haven’t managed our money better. Neither my husband nor I are financially disciplined. We’ve tried elaborate budgets before and we’ve tracked things on Quicken, but nothing ever stuck. We did cut up our credit cards and closed our retail store credit accounts.
Your book is the first financial resource I’ve ever read from cover to cover. Your recommendations are so practical and easy to follow. I really feel that we will be able to dig our way out of this mess. My husband is 52-years-old and I am 42. I have been so worried about retirement….I so wish that we had implemented these steps years ago. I am going to order copies of your book for our three daughters…I cannot imagine a more valuable gift to them than to have these tools now, while they are in their 20’s. Thank you so much for writing a valuable, potentially life-changing book!!