I am from Guangdong, China.
I read your bood Smart Couples Finish Rich (Chinese Version).I am so much inspired. In fact, I never had a clear idea of managing my money before reading your book. My wife and I are teachers. We have steady income. However, we both have the feeling that we always don’t have enough money to spend. (Or we’ve been spending too much?) Our bank accounts always end up with 0. We want to have a change. Now we are beginning to save some money. About 10% of our monthly income. We’ll put it to the Fund Market once a month. Thanks so much for your advice from the book.