12 Books to Read if You Want to Get Rich in 2016

If you’re looking for a true financial tune-up, financial guru Dave Ramsey’s best-seller will do the trick. Ramsey doesn’t shower his readers with quick fixes in “The Total Money Makeover.” He provides a bold approach to finance matters and gets to the bottom of money problems: you.

Along the way, he debunks many money myths and attacks the idea of the American Dream.

Several success stories back up Ramsey’s simple, no-nonsense approach, including a couple who paid off $110,000 of debt in two years and a family that got into $109,000 of credit-card debt while earning six figures … and then paid it off in four years.

The Wall Street Journal’s personal-finance columnist, Jonathan Clements, updates his money guide every year, and the 2016 version is officially out.

“Money Guide 2016” offers concise, easy-to-read chapters on just about every money-related topic out there, from retirement accounts and kiddie tax to student loans and today’s real-estate market.

Clements also outlines how to build your personal financial plan in 18 simple steps, critical dos and don’ts for 2016, updated tax information for 2016, and new statistics on the economy, markets, and how Americans are faring financially.

Multimillionaire Robert Kiyosaki tells the story of two dads — his own, and the father of his best friend — in his personal-finance classic “Rich Dad, Poor Dad.”

His definition of wealth places significantly more weight on the money you have saved for tomorrow — whether for retirement, emergencies, or major events and purchases — than the money you have available to spend today.

His philosophy worked for “Shark Tank” investor Daymond John, who said the book changed his life.

University of Chicago professor Harold Pollack made a splash in 2013 when he offhandedly noted during an interview with financial journalist Helaine Olen that the correct financial advice for most people can fit on a 3-by-5-inch index card.

Pollack then posted a photograph of the index card on his blog and things quickly went viral.

His point was that personal finance doesn’t have to be complicated. In “The Index Card,” he teams up with Olen to explain the 10 simple rules of the index card and why they outperform the complicated financial strategies out there.

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Steve Siebold spent 30 years interviewing over 1,200 millionaires and billionaires to figure out what it is exactly that they’re doing right.

“Everyone has the same opportunity to acquire wealth,” he wrote on Business Insider.

“How Rich People Think” provides insights into becoming wealthy, broken down into bite-size chapters perfect for reading on the subway or over lunch. In it, Siebold recommends further reading and concrete action steps to help ambitious young people build their own wealth.

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George S. Clason’s timeless 1926 classic simplifies everything you need to know about personal finance. He articulates the steps to get rich through a collection of amusing parables based in the wealthiest city of the ancient world: Babylon.

The “secret” to getting rich is not much of a secret at all, Clason preaches throughout “The Richest Man in Babylon.” All it takes is the ability to grasp a few simple — yet highly effective — concepts, such as paying yourself first, living below your means, and investing in yourself.

We all want to know the secret to getting rich — the one thing we can do to become a millionaire. In “The Automatic Millionaire,” David Bach reveals his take on that enticing secret.

The best-selling author starts with the story of an average American couple who managed to own two debt-free homes, send two kids to college, and retire at 55 with over $1 million in savings.

You’ll have to read to find out how they did it.

Author Thomas Corley spent five years studying the lives of rich and poor people and managed to segment out what he calls “rich habits” and “poverty habits,” meaning the tendencies of those who fit in each group. In “Rich Habits,” he outlines his findings.

Dedicate 2016 to developing Corley’s “rich habits.” If something as simple as regular exercise or calling friends on their birthdays can increase your chances of attaining wealth, what have you got to lose?

One of the most effective ways to get rich is to invest.

If you’re not sure where to start when it comes to investing, pick up a copy of John Bogle’s “The Little Book of Common Sense Investing.” Endorsed by Warren Buffett, the quick read outlines smart investing strategies and tells you specifically how to use index funds to build wealth.

Bogle, founder of the Vanguard Group and creator of the world’s first index fund, explains why these relatively straightforward vehicles can be so effective — and warns against investment fads and fashions.

Often it’s the little mistakes that add up and prevent many of us from building wealth.

In “The Behavior Gap,” financial planner Carl Richards focuses on the silly mistakes people make over and over — spending money they don’t have, buying high because everyone else is, buying things that aren’t meaningful — and explains how our natural instincts lead us astray even when we know what we should be doing instead.

Using simple, funny situations anyone can relate to, Richards also offers easy tips and suggestions on how to break these instinctual bad-money habits.

“Shark Tank” investor and entrepreneur Daymond John was broke with a $40 budget when he was starting FUBU, which today is a $6 billion brand.

He says there’s at least one major bright side to being broke — its ability to spark urgency and innovation — and details his journey from boot-strapped to wealthy in “The Power of Broke.”

John’s book won’t be released until January 19, but it’s sure to be a fun, informative read.