My fiancé, Kevin, and I borrowed your ‘Start Late, Finish Rich’ book from Kevin’s mother and never took it back – for good reason!

I started out as a single mother at 18 years old. The one thing I had going for me was 2 years of college. I went on to finish my master degree with the help of student loans. When I met Kevin, we were just able to make ends meet and together we had $8,000 of credit card debt. Then we read your book. We ditched our ‘double lattes’, turbo charged our savings, and started getting familiar with real estate. We now have one rental property making positive monthly cash flow, we own our town home, we have zero credit card debt, and we have $75,000 in equity already.

Today, we made an offer on a loft downtown to rent out and we are looking to make an offer on our dream house next week. We never would have thought we could afford a house this quickly, but with some creative stimulation from your book, we realized we could buy a house with a detached mother-in-law apartment and have tenants help us pay our mortgage! Now that we have extra income each month we have also been able to plan my dream wedding for this July.

By the way, even though the book that introduced us was your ‘Start Late, Finish Rich’ version – I am 22 and my fiancé is 26.