Hi David
Thanks for the courage you give me and now I feel I still got hope, I’m in my 33 years old, I just called my CC company to waive my annual fees, they did it for me with no question asked.
I changed my cellphone plan and unsubscribe the cable TV. Last month, I returned 2 cards that I do not need anymore which are pitfalls for me to be drown in debt. For next month, I will clear one of my cards and am left with only one last card to deal with.
