Hello David,

I read your book (Smart Couples Finish Rich) this month. It coincided perfectly in my life, as I am 22, graduating as a software engineer at the University of Ottawa, and have full time employment lined up in January after graduation.

I have found great advice in the book, and am planning on putting away as much money as I can out of my paycheck (by paying myself first).

Your book has truly changed my life. The idea of writing down my values and dreams is very powerful.

I was brought up with the principle of never buying something for which I don’t have the money (except for a house of course). I even had my own filing system for financial papers before reading the book. However, I must admit your system is more refined!

I’ll write again in a few years to let you know just how rich you made me 🙂