David,

Please allow me to share my story. I think it’s pretty typical of your readers but it may help or inspire some. I’m 37 years old, divorced, remarried, five children and live pretty much paycheck to paycheck. Three weeks ago I bought Start late Finish Rich and read it over the course of two days. Immediately after finishing Start late I bought the Automatic Millionaire Homeowner which I read in another two days. The information in your books has had a profound impact on my thinking and spending. I immediately eliminated my Latte Factor (scratch lottery tickets $50.00 / week). That money will be going to an emergency fund account at Emigrant Direct, automatically, of course. I have also started selling items on E-bay for a second income stream. Actually, I’ve been doing this for quite sometime but will now be actively looking for items to re-sell at a profit. This week alone I made close to $100.00 by cleaning off my book shelves. I also have several people who want me to sell their items for which I will charge them a commission of 35%. Last week I hired a real-estate coach and contacted a mortgage company to purchase a rental property. I’m also looking at investment properties at the beach and have had phone meetings with principals there. Most importantly I have begun saving my first two hours of pay each day, splitting the money between savings and retirement. Thank you for your work and inspiration. You truly did give me and my family hope. Before reading your books I never would have thought that a teacher with five children could finish rich, now I not only believe it is possible, I am taking steps to make sure that it happens. Thanks again.

Scott Ziegler
Virginia Beach, VA