Wow!! I read The Automatic Millionaire one year ago while on vacation & thought WOW, it’s not hopeless! You see, we had no savings at all, I only contributed 2% into my 401k at work (my employer matches dollar for dollar up to 6%) and we lived check to check. We had 12k in credit card debt, as well as loans. One week ago, I heard my husband having a discussion with a business associate. His associate saw your Start Late, Finish Rich book on my coffee table & asked him (sarcastically) if it had helped. Proudly, I can say, YES it helped!! We now have 3k in a systematic saver cd as an emergency fund & contribute $50.00 monthly. I started an ing acct & have $50.00 deposited monthly for a dream basket. I have gradually increased my 401 k contributions to 10%. And our credit card debt is down to 8k!! I have even talked hubby into buying savings bonds!! I tell you it’s contagious! My 11yr old son started his own ing account & has $5.00 of his allowance direct deposited each month!!! I cannot believe how much better we all feel!! The only way to describe it is this…FREEDOM!!
THANK YOU!!