I just read your book Start Late, Finish Rich. I do have to say, this is the first time I have heard about you. The book was reccommended by my hairdresser.

I was pleased to find out that my husband (37) and I (34) were already doing a lot of things right. Like the 401k…although I was only giving 10% with a 5.5% company match…I upped it to 15% and plan to do the 25% in a few months. Plus, we were looking at a vacation home to buy that we were on the fence about, but not anymore. It’s in the works for us to buy it within the month. We are planning on renting it out when we are not going to be using it.

There was a lady in your book that said her Latte Factor was a Wal-Mart factor. I personally don’t like Wal-Mart, I think it’s more of a crowd issue for me. But I found that I could save money on food just by going to Wal-Mart. No doubt, they are cheap. I do a lot of juicing and produce can be expensive. but at Wal-Mart I can save $15 just on my regular stuff. So for me, actually GOING to Wal-Mart became part of reducing my Latte Factor. I go on off peak times so there’s not really too many people there.

I just finished your book 1 week ago and my husband is reading it now. So, I hope to be writing again to let you know our true success. But WE WILL MAKE IT!!!

I’m planning on giving The Automatic Millonaire to my little brother (25) and sister (17) so they can start now.

Thank you,