David:

I have read all of your book and look forward each month to your newsletter. I am fortunate that my father placed the seed of saving for the future, dollar-cost averaging and wise spending years ago. Your books continue to motivate me to “do better”. I purchased an older home 5 years ago and have made some improvements on the house that will hopefully pay off when I decide to sell. I am always watching house in my neighborhood up for sale and am amazed at offering price. And they get it! The market value on my house has double in 5 years! I’m tempted to sell, but love my house and the location.

Anyway, thanks again for the continue motivation to plan for the future. I recently increased my 401K contribution to 16% and I max-out my ROTH IRA contribution. Last year, my New Year’s Resolution was to get my will, power of attorney, living will, etc in order. Its nice to cross these things off the list. I would love to find others in my community that share your ideas and found out things that they do save money, etc.

Thanks again and keep up the good work!