I just finished Start Late, Finish Rich. While I started aggressive saving and investing in my early 30’s and got to retire at 55, I still really appreciated the ideas I got reading the book. Here’s what I’ve done:

Latte Factor: stopped satelite TV (in the mountains this means no TV)—saves 44 per month, plus a few more dollars electricity from the turned off power strip.

Cut my junk food even more—already quite low.

Will do my own income taxes next year on IRS free e-file, and do my state forms by paper(been volunteering as tax prepared for 3 years and now feel comfortable).

Bundled up 30 books to donate to library.

Am investigating selling some items at my communitiy’s upcoming flea market

Learned that by above mentioned cuts, I can continue to add money to my taxable investment account, even as I am VERY aggressively paying off a 30 year mortgage(in about 9.5 years)

Thanks for the kick in the pants!