David,

It was my lucky day to see you on the Oprah show in January 2004. I checked out your book, The Automatic Millionaire, from my library, read it cover to cover, and then had to buy my own copy. Since then, I have rebalanced my 401k investments, pay my bills automatically, and am on plan to pay my mortgage in full before I retire. Your book has so inspired me that I have had to share your news with many others. I gave a copy to my nephew who received his MBA last May, copies to my other nephews and niece and my daughter’s boyfriend at Christmas. I also distributed 17 copies of The Automatic Millionaire to my coworkers for their New Year’s resolution. My sister and I bought your newest book, Start Late, Finish Rich and she has finally established an emergency fund and is reducing her Latte factor to fund her retirement.

Your books are direct, with basic concepts that I certainly know (but didn’t implement because I couldn’t really see the payoff), and provide me with a terrific roadmap. Thank you for inspiring me.

Your devoted reader in Point Pleasant New Jersey,