I saw you on Oprah last week, and was excited hearing you. I bought your book and started reading it. What amazed me was it matched my father’s philosophy! I am 74 years old, and a widow for 27 years. I have 7 seven children, and lots of grandchildren. My husband and I bought some properties early in our marriage and it helped me financially after his death. My father never wrote a check in his life. He lived to be 90. He paid cash for everything, even the big items like a car, tractor, and a 10 acre ranch with a house on it. If he couldn’t afford to buy what he wanted, he saved until he had the money. This was during the Great Depression and he only had a 7th grade education! When a bill came in, he drove to town and paid it the next day. He was a rancher and farmer, so he had to gamble on the weather and other variables to bring in a crop. We ate well and I was an only child. He worked hard and saved his money. His ranch is now mine, and it’s paid for. I rent out the land separately from the house, and I also rent the house. My own house is paid for, and I’m comfortable. I travel, my credit cards are paid in full monthly, and I drive a ’93Toyota Corolla, paid for in cash. With your book, I’ve been motivated to increase my retirement account. I am a Morgan-Stanley client, and will discuss this with my broker using your strategies. I only wish I had heard of you sooner. I could have been “paying myself first” sooner!

I am buying a book for each of my children, and we have talked about it and they are excited. They in turn will tell their children. Who knows how long Social Security will last for them, so it is imperative that they start saving for their retirements NOW!

Thank you!