I saw you on Oprah back in Feb. 2004. My husband and I had a 4 mos. old baby boy. We were renting a home and living paycheck to paycheck. I was feeding the baby (of course, that was the only time I got to sit down, much less to watch tv) and saw you on the tv. I had been praying for direction to gain wisdom to help my family in the financial area. There you were! I went out and bought your book. I highlighted and made notes. I shared your book with my husband. I told him we were going to start implementing it into our lives. I told him that by the end of the year I wanted to own our own home. This was in February. We closed on our house with 4 1/2 acres and a pond the 20th of April!!! We are paying extra on the mortgage every month to pay it off early as you suggested. We are also paying off our other debt and still saving! My husband recently changed jobs and will be able to enroll in their 401k program. I have bought a book for my mom and my nephew who just graduated high school. I have told many of my friends to get your book. I keep my copy by my computer for easy reference. I’m always going back to look at things. I am an Independent Beauty Consultant with Mary Kay and I have started giving your book as a gift to my new team members. It doesn’t do much good making money if you don’t manage it wisely! Thank you. You are truly an answer to my prayers!