My wife Missy and I have been on a mission to become millionaires by age 40. We are 34 years old and our net worth is approaching $300,000 already. We have been living below our means since we turned 27 years old. We just kept our lifestyle the same as our incomes increased and invested that difference. The difference in our lifestyle being intact as our incomes increased grew ever year into our portfolio. Missy’s 401K is maxed out at 15% and my TSP is maxed out at 14% with the US GOVT. In addition to having our accounts maxed out, we do real estate for additional income on top of our dual incomes.

As soon as I finished reading your book THE AUTOMATIC MILLIONAIRE, I went back and double checked our retirement portfolio. I found a huge costly mistake we have made. I wish someone have told us this much earlier but we didn’t know that we could also do IRAs on top of our 401k and TSP. We have started a ROTH IRA for each of us and we are even paying it in full for 2003 before April 15 and starting a monthly deposit to both each month. Your book just saved us a huge costly mistake!!! It is going to really accelerate our plan to reach our net worth of one million by age 40 or even earlier hopefully. Thanks,