David,

Your book Smart Women Finish Rich has had an amazing influence on me. Not only am I on my way to financial independence, but I now have clarity, a sense of empowerment, and a zest for life.

Since graduating from college 4.5 years ago, I worked at jobs where I felt stagnant, underpaid, and that I didn’t fit in. This unhappiness seeped into my personal life because I was exhausted, felt meaningless, and emitted negative energy. I was not a pleasant person to be around and am SO lucky to have a great husband who loves me.

Your words in Smart Women Finish Rich really struck a nerve with me. It dawned on me that life did not have to be stressful and mediocre. Yes, I certainly DO have power over my own destiny through the choices that I make.

I had settled for less than my worth and was absolutely furious at myself for doing so! That anger became my fuel. Within 6 months, we increased our 401k contributions to 15%, are aggressively paying down debts, and are setting aside additional funds (for an emergency fund, two Roth IRAs, a dream basket, and a vacation). The best part is that I got my dream job with a top company and increased my salary by 20% (or 31% with bonus). By the way, coffee/sodas are free!

My energy levels are through-the-roof and I am finally tackling my goal of higher education. I also created spreadsheets to chart our finances, perform what-if scenarios, and provide my husband with concrete numerical proof of the miracle of compound interest. He is beyond ecstatic!

I thank you…My husband thanks you…Our friends and family are mystified by the disappearance of that cranky, overly-serious person I used to be…Thank you…Thank you…Thank you…