I just read through the other success stories and decided it was time to write mine. For years I had been afraid to look at my financial picture. My “live in the present” husband thought my concerns were silly, but worrying about the future was keeping me awake at night. Your book had been sitting on my desk for at least a year when one day I randomly opened it. The heading in front of my eyes read “What if my partner doesn’t want to do this exercise with me?” Talk about getting my attention! Well, to make a long story short, we went through the exercises, talked about and wrote down our values and goals, and have:

• Organized our financial paperwork
• Refinanced the mortgage and pay extra every month
• Almost eliminated credit card debt
• Started contributing 25% of my income to my 457 retirement account
• Started saving another 13% of my income to other savings accounts
• Planned a cross country trip for next summer with our three children
• Started an IRA account for each of our children with the money they earn working for my husband
  I sleep better now. Thanks!