David, I’ve been watching the real estate market since I was 20. I knew that I couldn’t afford to NOT buy real estate. I am 23 now and I own a 5 bedroom 2100 sq ft house with a basement sweet and about 1/4 acre of property. In the process of buying the house with my little brother I stumbled across your automatic millionaire book (Canadian edition) in the Vancouver air port. I haven’t read a book since graduating high school but I must say I read it all that weekend! In the end it calmed my nerves on such a commitment to come. I managed to get a mortgage and buy a house for my brother and myself while living on employment insurance and attending trade school five hours away from home. We could only afford a no down payment mortgage but we accomplished home ownership at the ages of 22 and 19 without help from the bank of mom and dad. Our plan is to sell the house after five years and go our own ways with our money. I want to buy or build a full duplex to start. As my home equity increases I want to borrow against it and build my own house only to rent both sides of the duplex. After that who knows.

I tell my friends I don’t want to be working by the time I’m 35. Am I crazy?

Inspired home owner