It’s been 1 year since I was bit by The Automatic Millionaire bug. Prior to reading TAM, I had read several other money books and was inspired to get out of debt. I was in the midst of paying off about $5,000 in old credit card and other debts when I began to read TAM. It hit me that, being in my thirties, I could no longer wait to really get going with my retirment. So, I started by having 9% of my pay deposited in my 401K. Well, one year later and I now have $5,000 towards retirement, and that $5,000 in debt is gone by starting a side business! But that is just phase 1 on my road to getting debt free and getting to my million dollar net worth. Next, the car note, and finally $30,000 in student loans. I am going to continue to take the extra income to pay down debt while still contributing to the 401K, steadily decreasing my negative net worth. TAM was the kick in the tail I needed to start paying myself first. David’s no nonsense advice is on point! I cut out many things to achieve my debt paydown and to be able to contribute to my retirement. People think your crazy when you cut off the cable, brown bag your lunch, and live within your means! But I’ve learned that no one is coming to save you…and you must stop the digging and simply do not create more debt while you’re in the paydown mode. I see the light at the end of the tunnel and I won’t stop until I am completely debt free and paying myself first the maximum…which is what I really want! I can’t wait until David’s new book, Start Young, Finish Rich comes out…I will be giving it to younger family members so that they will learn these principles at a very age. If I only knew then what I know now…but that is okay…I’m still claiming my millions…I still have time!