Hi David,

My name is Joanne, 47 years young, and I’ve recently purchased your book, Start Late, Finish Rich, and could and would not put it down till I finished reading it within a week even if I was so busy with MINOR THINGS.

Today, on my day off, I completed the book and admit it took me about and hour to pass page 288 at the question session and totally in tears of joy by page 293 to see how honest you are AND that I’ve realized the progress I made only since I purchased your book a few short weeks ago.

Since then:

-I found my Latte factor

-been paying myself 10% of my wages AUTOMATICALLY, feels great………

-taught my 23 year old daughter, (actually convinced)her to pay herself

NOW AUTOMATICALLY (and use that chart on page 39 as incentive……..Wow).

Her birthday gift next month will definitely include your book. I changed my life in year 2001, month of December, and it feels great, but once I purchased your book, I realized I was on the right path but can accomplish much more now, faster, personaly and financially.

Thank You VERY, VERY much for your candid insight and JOY of sharing your new found life with others.

Hope to meet you some day,

Regards,