My mother calls me ‘her little overachiever’, it’s a compliment. At only 18, I have accomplished a great deal financially for my age. I have a Roth IRA, a growing ‘Dream Fund’, good credit, own my own (used) car, and live by myself.

If it were not for David’s book, I would have no clue about how to start a retirement fund. Financially, women are taught nothing in school, like me, but David’s book Smart Women Finish Rich allowed me to understand and most importantly, get motivated about my financial future!

I saw first-hand how bankruptcy hurt my single mother. She warned me to NEVER use a credit card; And, I don’t! I congratulate myself with every bank statement now!! I am pursuing my career as a Realtor, and currently work for Delaware’s #1 Selling Realtor! I feel my potential is limit-less. I shall soon be making a few thousand just as my boss does; until then David’s book has put me on a financial track my peers will wish they knew forty years from now.

With hard work, no Latte’s and discipline, I now contribute 10% to my Roth IRA and 5% to my ‘Dream fund’. In case you were wondering, I only make a measly $7.50 an hour. But, I guarantee you that will change within a few months when I finally get MY license. I made a goal to buy a house about 2 years from now, and other long-term goals.

It’s a wonderful feeling to walk into the bank and have jaws drop when I requested information on IRA’s, and also when people realize I am the Realtor‘s Executive Assistant, not his child! With every “you’re sooo young”, a feeling of accomplishment follows. Thanks a million David–literally!