My name is Amir Saint and I am a 21 year old college student. I was up late this week watching TV and I turned the channel to Oprah’s show and saw you on it so I decided to go out and buy your book “The Automatic Millionaire” the next day.

So far the book is really great! It is going to change my life! Getting rich is really simple but people don’t do it because they are not disciplined. They want instant pleasure (but what they are really getting is long term pain because they are getting into debt). Like you said on Oprah, most people are paying for things that they bought 5-10+ years ago and don’t use anymore or even have.

I am 21 and in college right now and I started to use my credit cards foolishly my first two years. But now I am not worried, because you have taught me in your book how I can eliminate my debt (which I will within a year or two) and then I will start a Roth IRA account and start investing my money.

Your book should be required reading in every college in the country. So many people my age just want to have fun (and so do I, but at the same time invest in my future) so they spend their money foolishly, and when they graduate they have more credit card debt then student loans.

Once again, thank you for writing this book. It is going to change my life. When I am 45 I can look back and say I made a wise investment in buying your book when I was 21.