Hello David ,

I saw you on CJOH TV in Ottawa, Canada and wanted to read your book even though my husband and I are in our seventies and have been retired for several years.

The main reason I purchased your book was to be able to loan it to one granddaughter and then the other. I thought I should read it first so we could discuss it together. I am delighted that they each listened to me and have already purchased their own rrsps at the ages of 18 and 23 from their earnings at part time jobs. Your book will encourage them to continue paying themselves and to guide them in choosing to buy a home.

You are the first finance man who has written a ‘money book’ who has heart and isn’t afraid to speak of it. I was so touched to read the last chapter of your book. Churchill’s quote moved me. Our giving at this time is to our granddaughter’s education but we will find another place for our giving when they have finished their university courses. It is so expensive 4 to 5 thousand dollars a year and that’s when they live at home.

It is our joy to be able to give and to live comfortably in our little house. We drive a ten year old Camry that we are very happy with. We could by a new car but will not until the current one becomes unreliable.

I hope you and your lovely wife are holding a healthy baby by now. It is heartwarming to know that you are aware of your blessings. That’s the joy of it all.

We just celebrated our 50th wedding anniversary at a surprise party held by our adopted son at his beautiful home on the Rideau River. And – oh does giving ever come back to you.

Thank you for putting so much of yourself in your book. I know my granddaughters will have a better life because of it.