Dear David,

5 years ago I was at the end of my rope with no knot at the bottom. My husband of 19 years left me 2 days after discovering I contracted a devastating disease from a needlestick I incurred at the hospital I work at ( I am an ER nurse). I had 6 children ages 9 through 17. Although I have a career and always did well managing my money, my husband always managed to get us in deep financial trouble.

After six months of not working in order to treat my disease, going through a divorce, and watching my ex-husband nearly bankrupt a business we had owned together, I felt I would never recover.

Then I found your book. Today I have money in both 403(b) and 401(k) accounts at both my jobs. I was able to refinance my house at a much lower rate on my credit alone. I have money in savings in addition to helping 2 children through college and having 4 in braces! I also paid off several debts my ex-husband left me since we had joint accounts.

I have loaned your book to many of my friends and all have come away with some good advice. I feel safe in saying that I am able to continue to build wealth despite some major obstacles thanks in part to you. My long term goal one day is to establish a business to assist women in similar circumstances succeed financially no matter how destitute the situation.

Thank you from the bottom of my heart!