Dear David:
I’ll start by repeating what I’m sure you have heard a million times…Thank you for changing my life! My story is a bit different from the others, for now.

I immigrated to the USA two years ago. Before then I had never heard of you and was one of those who never saved a dime. I’m 39 years old and my wife is 34. She has been supporting both of us for the last 2 years as I waited for permission to work in this country, I’m from Canada.

Anyway, I read your “Automatic Millionaire” and it got me to seriously thinking. I am now reading “Start Late, Finish Rich” and I’m dedicated to using your ideas to make our lives better. My wife has just started investing 10% into her 401(k) divided between 5% in a balanced fund, 3% in a equity value fund and 2% in an equity growth fund. Myself when I’m eligible to contribute to mine I will invest 25%, but as yet not sure exactly where I will put it. I am shooting high because we are both under her insurance plans so I need not worry about paying that. Also, we have very little debt and will be buying a house soon and instead of wasting our money on a new vehicle we will be getting a good used one. I am also hoping to have a direct deposit for my paycheck and right away have an additional 25% put into an R.E.I.T and possibly a simple savings acct.

God bless you and yours and thank you for helping us to help ourselves. I look forward to attending one of your seminars as soon as possible.