I’m 36 years old and had not put any money away for savings or retirement. I had short-term thinking: living paycheck to paycheck, and NOT paying myself first. Something hit me like a freight train one day though. After securing a well paying job in my profession that I truly enjoy, I decided to take the next step and get this savings plan going once and for all.

I researched a lot of books. They seemed to deal with people who already had money stashed away and were looking to make more money. I just wanted to start somewhere! I wanted to get a book that was not intimidating, asking me to set unrealistic budgets, or hiring a financial advisor, etc. I needed something that was pretty much “automatic”.

I found your book and decided to download your audio book version. I listened on my mp3 player in my home stereo, while in my car, or working out. Your advice really hit home.

Because of your book, I immediately opened up an “automatic savings” account linked to checking account. I am taking one step at a time by putting in 10% of my income. I realize with so much optimism that I can get out of this rutt and towards better handling my finances. Your book helped me to plant seeds for my future.

Thank you for showing me an easy, quick way to start taking control of my money NOW.