I just wanted to write to say thank you. I thought I was doing more then enough to have a secure retirement. With my job I had a great pension plan (however I always figured seeing as how im only 27 and wont retire for close to 30 yrs, that it’s a long time for politics and politicians to get their hands on my hard earned money). So, I also set up a ROTH IRA. I thought that this was more then enough but after reading your book I went a step further. I also set up a pre tax contribution so I made sure to “pay me self first” It’s only at 3 percent but its way better then the 0% I was doing before. I am also making the extra payments to my mortgage to save all that money in the long run. I also am making automatic contributions into an “emergency” fund that I didn’t think I was able to save for before. As soon as I finished the book I told my girlfriend to read it and have contacted my sister to make sure she reads it as well. Setting up everything and making it automatic was SO easy I actually felt like I had missed something, that It hadn’t been as trouble some as you would expect to ensure a nice retirement. I Just wanted to thank you and let you know I feel so much better knowing I don’t have to worry about how I’m going to save, it’s already been done.

Dave Waters
Belmont, CA