It’s truly amazing because I am always complaining that I am broke. Talk about living paycheck to paycheck. That’s probably the only thing I am an expert on. I took the Latte Factor test and discovered that I spend at the very least $225.00 a month on coffee, newspapers and lunch during my 5 day work week. And I have to say that I use $6.00 a day for lunch, which at times could be more (working in Manhattan’s Time Square). I recently opened a 401k plan and was shocked to see how much I have set aside without noticing. This has always been a challenge for me. I realize I need to make alot of changes and think about my financial future so I’ve decided (after taking the Latte test) that I won’t spend this much on coffee and will take that money to pay myself first.

Thanks for the Latte Factor Test!!!!!