David.
First off, I am a Chiropractor with 2 kids under the age of 3. In 2005, I was saving some money, but was obviously wasting way too much before I read your book, The Automatic Millionaire. You see, although my wife Jackie and I own a home, we were simply just paying interest on it and had very little in our emergency fund. We also kept using my college loans as an excuse for not putting money into a ROTH or SEP Ira. Then, I was recommended your book and started watching you on t.v. and then saw you at the learning Annex. My wife and I the day we read your book started “The Automatic Millionaire”. Since then in 1 1/2 yrs, we have maxed out both our Roth’s, invested 15,000 into a real estate deal, put 500 a month into another online savings account at 4.2%, pay extra on our car payments each month, pay an extra 500 per month on our mortgage, and have eliminated all credit card debt. We dont know where this $40,000 or so came from but it is safe to assume our latte factor was a bit out of control, and we dont even drink coffee!! So, my advice is this “Money does not make you wealthy, it is what you save and do with your money to have it work for you that makes you wealthy.” So, even a doctor needs advice and David, I want to thank you for making us FINANCIALLY HEALTHY.