I brought your book “Smart Couples Finish Rich” and it started me to thinking about my retirement. I immediately changed the amount I was putting in my 403b from 10% to 12%. I also opened an investment account with my bank. I already took my lunch I am a health nut and don’t trust the cafe where I work. My one vice is a diet soda pop and 1 sugar free candy or baked lays( 1.12 for the pop and .78 for the candy or chips) I found a better pop at the grocery store and better chips and manage to save 3.00 a week. This money I have put in an educational account for my grandchildren, when my son desides to settle down.

When I brought “The Automatic Millionair” your advice has spured sweeping changes in my life. I have made arrangements to increase my deductions to my 403b systematicly over the next 2 years, so I don’t feel the pinch. I have started the process with my mortage company to make payments every 2 weeks. The most wonderful change is with my husband who for years thought we would die in debt now is happy after years of depression. Life is good.