About a year ago I took my first class on personal finance at a local college. It was the most amazing and informative class I have taken yet. I learned things that I could really use in my everyday life, and this is where I learned about your books. Then an amazing thing happened to me a few weeks ago. I was on break from school and had a little free time and decided to pick up your book again. I reread about the Latte Factor and decided that I better really try this instead of just telling myself that I can’t cut anymore corners.

Please send a warning to all your readers that there are hidden Lattes at the grocery store as well. As I began looking at various products I realized just how much money I was wasting on brand named products. I began really watching what brands I was purchasing and saved an amazing $23.42 on my weekly store run. Yet, more amazing was the next week when I went to the grocery store and purchased only the items that I had on my list, no extras, and I saved a womping $38.15. Now I must admit I was in complete shock. I had just found an extra $61.57 each week, that’s 246.28 each month extra to invest. When I returned home I found my husband sitting on the couch with a cup of coffee from Starbucks and just completely busted out laughing. Yes, I found two Latte’s that day – the grocery store and my husband.

To say the least, I am pleased to say that I have since opened Coverdell education accounts for both of my children. I am 34 years old with absolutely no debt (not even a mortgage), a good start on my retirement account and now savings for my children’s college education. That is nothing to frown about. I would like to send a heartfelt thanks to Mr. Bach for writing books that easy to read and providing action steps to follow. Your books have truly changed my financial life. I actually enjoy saving more than I do spending, now that’s amazing!!!!! Thanks from the one who is on the search to find all my hidden lattes!