Dear David,
First of all, THANK YOU SO MUCH!! A little over two years ago, I was browsing the local bookstore. I wasn’t even in the market for a finance book but when I passed by the finance section your book Smart Women Finish Rich seemed to call out to me. I picked it up and after rifling through the pages I promptly bought it. I have never regretted this decision.

Thankfully, my parents are of the mindset that college is a must and so they footed the bill for all of my college education and my younger brother’s. So with no student loans to pay back I thought I was doing pretty good. The only problem was I was still living paycheck to paycheck. The minute I opened your book I couldn\’t put it down. When I went to work the next morning, I immediately signed up for the 401k my company offered and set my automatic deduction to 12%. I also opened up a HIMMA account with my local bank and started putting automatic payments into it and my savings account, one for emergencies and the other for my dreams.

I cannot even begin to tell you how grateful I am to your books! Two years later I have over $13,000 in my 401k, over $1000 in my emergency fund and over $3500 in my dream fund and have NO credit card debt! Next year I will be going on a European cruise with my family! You have taught me how to live my life to the fullest and still plan for the future. I am 24 and I have no doubts that I will indeed Finish Rich! Thank you from the bottom of my heart and please keep doing what you do!