My name is Jennifer and I am a 35 year old single woman. A couple of weeks ago my mom saw you speak on Oprah and she immediately went out and purchased two books, one for me and one for my sister.

Since reading our book, I have already done the following; I opened up an IRA account, I am saving the maximum of $3,000 for 2003 which will be invested by mid-March. From there, I set up a $500 monthly automatic payment plan, either an ROTH, SEP or SIMPLE IRA (not sure which is best yet). Also, this past week I started paying myself at the end of every day, $51 to be exact. This money is being transfered from my business account into my IRA checking account which then will be part of the $500 automatic payments. The remaining balance of $500 or so each month will be transfered into my reserves account. It gets even better (as you would say). My grand mother has been kind and generous to give me a couple zero coupon bonds. I used one bond to start my business four years ago. The other bond has a current value of $16,000. I took 1/2 or $8,000 and paid down my student loan and I invested the other $8,000. I have already learned about credit cards; they are EVIL. Although, I do carry a small balance for business purposes – $1,000 or so, I am responsible and pay down monthly. Also, I have already lowered my two credit card interest rates, I always try to get them lower.

I want to thank you for your inspiration. I abosolutely LOVE paying myself at the end of every business day. Also, thank you for giving me the courage to sell the bond and pay down my student loan. It was not making sense to me and your system valided my thoughts. I am on my way to building an empire of my own. Being a millionaire is not out of the question. I am very passionate about what I do, I love my work and never really feel like I am working; My business is about making a positive impact of the lives of young people, sound familiar?