I’m a full-time mother of 2 and I’m 31 years of age. My parents taught me about money so I have a good understanding of how every penny counts. However,there is always more to learn, so my girlfriends and I went to your seminar in Calgary. I was so inspired to set up some saving baskets for my family’s future I started on it as soon as I came home. You recomended real estate as an investment, we’re already home owners, so I figured we would invest in ourselves and start paying our mortgage down faster. I decided to save 60 dollars a month and after 12 months I put our first lump sum payment of $720.00 on our mortgage. It doesn’t sound like much…BUT IT IS! Our amortization went from 14 years 11 months to 12 years 3 months. That’s almost 3 years off our mortgage! $720.00 goes a long way when it goes directly to your principal! We are hoping to have our mortgage paid off completely withing the next 9 years. Pretty impressive for a one-income family, to have our first home paid-off in less than 14 years. This will give us the option of purchasing another home for ourselves and using our current home as a rental property. Pay yourself first…we will finish rich!!

Thank you David for the Canadian editions of your books.