David, first I thank you for your dedication to educating the masses on the importance of paying yourself first and securing your financial destiny!

I had the opportunity to attend your 2004 Scotiabank seminar in Montreal, QC and I knew that you were right about so many things yet I was a procrastinator when it came to much of it. But boy did was I spurred into action as two months later, we got approved for our mortgage at the lowest interest rate possible. My husband and I are debt free except for the new mortgage we’ll be starting to pay in May – paid accelerated bi-weekly of course. All our bills and savings are now on AUTOMATIC while we are submitting the paperwork to re-start our RRSP contributions. I shaved off $50/mth on our Television/Internet costs by calculating our Double Latte Factor and getting a better package with the service provider.
I also managed to get a 10.3% raise by doing much of what you suggested in Start Late, Finish Rich.

Again thank you David for the powerful simplicity of your message.