Like many others, I devoured Start Late, Finish Rich and got my husband to read it as well. We never thought we had enough to get out of debt, much less save anything, but since reading the book he’s begun contributing to his 401(k), I’ve gotten the interest on our Visa card reduced and I got rid of all the extras on our phone bill. We’re really taking control of our finances and even planning to begin making regular contributions to our IRAs (something we haven’t, unfortunately, done in a long time).

My latte factor was already very low, but my commitment to holding onto my cash has been refreshed. I don’t work in an office, so I don’t have access to a coffee machine, but I carry tea bags with me and fill up with hot water at my union office and have saved a bundle of money that way. Refilling my water bottle is also saving me quite a bit. Finally, we’ve stopped eating out except on vacation or special occasions and, not only are we saving tons of cash, but I’m actually enjoying cooking!

It is so wonderful to see this information presented in a positive way. I’m in the theater and work sporadically, but I’m inspired to jump start my fledgling internet business when I’m not working at my craft (and you can bet I’ll be paying myself first). I hope many people in the arts will read this book and be inspired as I have. Most of my friends think being in the arts is a life sentence in the poorhouse, but it need NOT be that way.