Last Saturday, I picked up your book and spent the afternoon in our oceanfront condo. The view of the ocean was spectacular. The material in your book was even better. In fact, I was so intrigued, I did not turn on the football playoff games. Instead, I read most of your book.

You have done a really nice job presenting the material. Your message was straightforward and turned over a new leaf in my life. This morning, I’m on the telephone to our representive for our 403 accounts, contacting our mortgage companies to gather information about our real estate properties, and determining which mutual fund would be best for our “rainy day” account.

My wife and I are educators in our mid-forties. Our primary residence is in San Diego. In addition, we have a vacation home in Keystone, Colorado and an investment beachfront condominium in San Diego near Sea World. Our 403b accounts are moving right along and we have a some money in our “rainy day” account.

David, thanks again for sharing your gifts with me. I’m a raving fan and will insist our two teenage sons read your book. My only wish is that I would have received your material 30 years ago.