Reading the Automatic Millionaire made me realize how much more I could be doing for myself. I know my latte factor is probably not much different from more than half of America. It’s always so easy to run out at lunch time to grab a bite to eat in the Chicago area. My husband and I both were eating out 3-5 days a week. I would nag him about eating fast food and buying snacks at gas stations. Especially because he spent about $6 to $10 daily at restaurants and I only spent about $3 to $6 at the cafe and deli at a local grocer, so that made me more budget conscious. Not!!!!

When I realized how much money we were spending on lunch, we vowed to incorporate everything that we would buy outside of our weekly groceries into our grocery trip and pay a fraction of the cost that convenience stores charge for individual portions. Once we got into the groove of making our lunches at night and even packing snacks for the 30-45 minute commute home. We decided to enroll in our 401k plans. We started off contributing just 8% and 10%, and we didn’t even miss the money. After a while, my husband asked me about our short term savings. He wondered what’s the use of being rich when were old if we can’t pay for emergencies now. I told him I’m glad you asked, that’s the second half of the book. We’re going to open a Money Market account. He was thrilled that I was so excited about our total financial picture. This book is one that has caused me to make major changes in my life and it has helped us “rest easy” knowing that we now have financial security.

Thanks A Million,