Hi David.

I have created my values circle, which was really helpful! 🙂 I also have requested an increase of 2% of my pay to go into my 457 plan. I thought about canceling the YMCA because we don’t go, only to have others in the family complain – so, I’ll work on them later! I changed the funding in my husband’s retirement accounts to have some bonds in them! I put all our accounts on Wachovia (One Stop feature) and really like seeing them all up there together. I have printed out a form for my husband to use to increase his military TSP to 10% contribution – their maximum. His civilian TSP (thrift savings plan) is at 15% and they match 5%. (20%!!!). I filled out my SuperCharge form and will fax later. I think that’s all for now.

Thanks so much! I figured out I only HAVE to work another 15 years really (I’ll be 59 1/2 and my husband will be 63) Perhaps we won’t even HAVE to work that long but there is a light at the end of the tunnel AND I can focus NOW on having a job I want now and not waiting until then. I had this whole idea that work was torture and I’ve been trying to figure out how to change my way of looking at it. The values circle helps!