Thank you for inspiring me to finally get my act together, albeit at a very late age (49). I took your Latte Factor quiz & realized I was spending an average of nearly $20/day just on eating out. Combining that with other spending that was beyond my means (e.g. monthly massages), I realized my spending was never going to get me the more important results I desire, such as a home of my own & a retirement without fear.

I just completed my memo to the Company Payroll Administrator to increase my 401(k) from 2% to 10%, and to begin an automatic withdrawal to my credit union of 10% of my gross as well, effective immediately! It will be a bit of an adjustment initially, but I am SO pleased! It took me four minutes to type, and I have only read the first three chapters of your book (The Automatic Millionaire)! Thanks again!