I have been wanting to write you ever since I saw you on Oprah but I figured I might as well wait until I have something to write about. I am a single, self-employed mother of 3, 2 teenagers and a 21 year old. Since watching your show, I have changed my house payment to bi-weekly and added a few extra dollars each month, and have paid off alot of credit card debt with my income tax refund. I still have about $1,800 left, not too bad. I WILL pay that off by the end of this year, and I now have a mutual fund with T. Rowe Price that will take $75 a month out of my checking account. I feel so much better already. I have my kids in catholic schools so there is still that tuition, but worth every penny to me. I really feel that since January I have come a long way, and I can’t tell you how good I feel about myself. THANK YOU so much.