Dear David,

HOPE FOR THE FUTURE, PEACE OF MIND, HAPPINESS!

Thank you for these unexpected gifts.

Little did I realize that by following the steps in your “Start Late, Finish Rich” book, I would achieve so much more than “financial” results.
Wow! Double Wow!

I really thought I would be stuck with only a Social Security check when I retire.
Now I contribute to my 401K program with money I thought I did not have. I switched my mortgage payment (which I was already making anyway) to a bi-weekly program. I am saving thousands of dollars and look forward to actually retiring without a mortgage. Miracle! And so simple with your guidance.

All this without even changing my current income. Just little tweaks here and there.
Instead of concentracting on my debts, I now concentrate on how to grow my income.

Thank you to David and his staff.