Dear David,

I saw you on Oprah a few years back and saw your book Automatic Millionaire. I liked how you made it sound so easy. I was 18 at the time. It’s funny to see peoples reaction when I would say I got to put money in my retirement. Now I am 20 years old a going to be a junior in college majoring in finance because I want to put people on the right path like you have. I would like to thank you for helping me get started. I have been maxing out my Roth IRA each year and will be doing the same with a 401k when I get out of school in 2 years. I found my latte factor which was eating out and decided to put myself on a $20 a week eat out so I find myself catching a lot of specials. I have purchased your other books for myself and my family except for smart women, but I got my mom into start late finish rich and now she is on the path of finishing rich she is 51. Now my two older brothers have got into saving and looking to buy homes so my whole family has been inspired by your books. I can’t wait to get out of school and put your homeowners book to good use. I know I have a lot of years to save and with some of your ideas I know that I will be able to finish rich and enjoy life while doing it, because your plan has made it to where you can actually live a regular life. Thank you