David,

I read Automatic Millionaire after graduating university, and incorporated it with brilliant results! I’d paid off some $20,000 in student loans inside of two years!

For some reason though, after the student loans, I stopped with your system. But I recently bought Debt Free For Life, and I’m inspired once more!

One huge breakthrough for me came when I tracked all my purchases in Quicken for a few months. I was able to identify all my hidden bills, like bank fees, that I wouldn’t have thought of otherwise but were draining my accounts just as much.

I then automated it so half of all my bills would be transferred to another account every paycheck. That way, instead of having more bills in the last half of the month, and having to check the couch cushions and return my empties, it’s a constant load throughout the month!

David. Thank you.

-Phil Boycott