David, when I watched you on Oprah, I was so fascinated I went to the library and borrowed The Automatic Millionaire. I read it all night. It has been two weeks now and I paid myself 10%, paid off 1 credit card, reduced one card half the amount owed, made arrangements to pay another card automatically 3x the monthly payment. I have an appointment at the bank next week to open a SEP (I’m self-employed). It was so easy. I have 3 boys in college and I help my mom (who had a stroke). My income is very decent but I was a financial wreck. I just didn’t know how to organize the bills, savings and all else. In 2 weeks I did all this, now I can spend my free time doing something special. Oh the money I was spending on coffee, lotto, nails & at the mall, I put in a box. I checked this morning and I have $160.00 UNBELIEVABLE. Thanks David, I am on the path to Automatic $$$$$$$$’s. It feels real good and I am proud that I made the first steps as you recommend…………..Thanks.