Hi David, I started reading Automatic Millionaire 2 days ago. The first day I read your book, I called my credit company and did exactly what you said, can you beleive I am paying 29.23% in 2 of my credit cards and 26.99% in 1 for more than couple of years. Never paid attention to any of it. Just thinking that I can pay for it. Single, annual salary of 70,000. But… no property, still renting and not much of a savings.

You gave me so much insight, that all I think now is my future. The credit card co. lowered to 17.99% APR all 3 of them. I have my 401k set up 4% contribution that I promise to bump up soon. Only spend on cash money, found my latte factor and now looking for my rainy day money into a money market and looking forward to invest in property.

David, how could I thank thee? I would recommend your book to anybody. So simple to read and understand. Thanks a million. I sent “Start Late Finish Rich” to my boyfriend. I think were on the right track.