David!

Actually, my “Latte Factor” is how I came to own your book “Start Late, Finish Rich”. Renewed my membership w/ANOTHER book club (as my husband growled about this “addiction” to books) & was pretty upset when, instead of the book I’d ordered – I found this one in the box. I even called the book club to complain & they told me to “keep it, give it away, whatever”. Funny thing is? IT’S THE ONLY BOOK IN THE ENTIRE BOX THAT I’VE READ… actually read TWICE, in four days! It’s now on the way to Chicago, to my youngest son who’s psyched to read/live it.I’ve ordered another for my other son as well as talking you up to every other person I meet! In the meantime, I’ve borrowed “Smart Women Finish Rich” from the library. I’m more than half way through it & have at least 3 dear friends in mind who would benefit richly from this knowledge.

David, I’m sure you must hear this all the time, but you have literally changed my life! I was never one to pay any attention to finances, other than trying to stay ahead of my own debts. Since finding your guidance, I’ve been so excited about consolidating debts, moving my savings around to higher interest bearing accounts, and soon seeing a sizable return for the hardwork I do each day. With your help, I’m sure my family can achieve the financial freedom that everyone strives for.

You’re an incredibly real writer with a talent for touching the soul of your reader. It’s wonderful that you’ve found your calling…for you, for those of us who can breathe easier because of what you’ve taught us.

Thank you so much,